This year, 14 thousand young families in Ukraine are planned to be provided with housing. This was announced on Tuesday at a press conference to journalists by the head of the board of the State Fund for the Promotion of Youth Housing Construction, Valeriy Omelchuk, reports a correspondent of "proUA".
In particular, under the interest rate compensation program, they plan to attract 1 billion hryvnias and provide housing for 12 thousand young families. About 2 thousand preferential loans are planned to be provided at the expense of the state budget and local budgets. Over five months of the current year, about 1.8 thousand loans have already been issued. Thus, compared to 2004, in the current year the Fund plans to increase the number of loans fivefold.
The head of the state fund noted that the pace of lending is growing twofold every month, as the number of banks providing youth housing loans is increasing. Banks are beginning to compete and create more favorable lending conditions. It should be noted that in 2004, loans were provided by 11 banks; this year, 11 more banks have joined them. Thus, in Ukraine today, 22 banks are already operating.
In addition, Omelchuk reported that the fund has developed a number of significant changes to the existing regulatory framework, and they are currently under review by the Cabinet of Ministers. "There is hope that this resolution will be issued by Youth Day. This resolution is intended to remove the rush demand for loans," he noted.
In particular, according to Omelchuk, the Cabinet of Ministers will determine the priority categories of young families applying for housing. "First of all, these will be large families, young scientists, certain socially unprotected categories of young families, which will be determined by the Cabinet of Ministers. Obviously, these will be orphans, young people who have outstanding achievements either in the field of sports or in the field of science... And healthy, talented, promising and other young families will use other programs, programs of partial compensation," noted the head of the state fund.
In addition, they plan to simplify the lending procedure itself using the "one window" method. "With the issuance of a Cabinet of Ministers resolution that will make it possible to introduce more advanced mechanisms for lending to young families for housing construction, we hope, in close cooperation with the Ministry for Youth and Sports, to introduce new approaches in the formation and implementation of state policy in the field of youth housing lending," emphasized Omelchuk.