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    • Day of Finance: Ukraine's accession to SEPA, competitions for civil service, installation of solar panels — Finance.ua

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    Day of Finance: Ukraine's accession to SEPA, competitions for civil service, installation of solar panels

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    Tuesday, November 10. How much you can save after installing solar panels, how transfers in euros will change, and who is entitled to a 100% discount on utilities.

    Ukraine's accession to SEPA

    The Verkhovna Rada supported in principle draft law No. 14327-d on Ukraine's accession to the Single Euro Payments Area (SEPA). According to the rules, a bank in any SEPA country processes a payment as if it were domestic, even if the money crosses a border. This system covers more than 40 countries: all EU states, as well as Norway, Switzerland, the United Kingdom and others.

    Law on discounted travel

    The Verkhovna Rada supported draft law No. 5651-2, which provides for reform of the system of discounted passenger transportation. The law does not change the number of beneficiaries and does not take away the benefit, but on the contrary guarantees that every discounted trip must be confirmed, accounted for and financed.

    Competitions for civil service

    The Verkhovna Rada adopted in the second reading and as a whole draft law No. 13478-1, which provides for the phased return of competitions for public service. The document changes the rules for employment, completion and termination of civil service. In particular, vacancies are planned to be posted through the "Diia" portal, and an additional integrity check will be introduced for certain candidates.

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    Investment funds

    MPs adopted in the first reading draft law No. 16137 "On Investment Funds", which provides for the transition of the Ukrainian collective investment market to the European model. In particular, instead of the current system of unit and corporate investment funds, it is proposed to introduce a model of public (UCITS) and alternative (AIF) investment funds.

    Combating bribery of foreign officials

    The Rada adopted a law providing for increased liability for bribery of foreign officials in international business transactions. The law brings Ukrainian legislation into compliance with the international Convention on Combating Bribery of Foreign Public Officials.

    Real estate market

    • In October 2026, in Kyiv the median rent for a one-room apartment decreased by 21%, while in Zakarpattia it increased by 17%. Demand for housing rentals continued to fall across all regions of the country.

  • The median value of a one-room apartment in Zakarpattia equaled the value in Kyiv — $85 thousand. The most affordable housing is in Kherson region: the median value of a one-room apartment is $16 thousand. In the capital, residential real estate prices fell in all districts.
  • In recent years, Ukrainians' interest in houses outside the city has increased significantly. Accordingly, on the secondary market houses rose in price over the year in almost all regions. Among regional centers, the highest median price of a private house on the secondary market is in Kyiv. It stands at 230 thousand dollars, which is 9% more than before.
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