During September, through mutual offsets of depreciated savings and utility debts, 1,200 checks were redeemed for a total sum of almost 1 million hryvnias. Let me remind you that this mutual offset can be used by those who have recorded debts as of September 1, 2004 and have not increased them since then. Among Lutsk residents there are about 10 thousand such people, and the total debt amount is almost 14 million hryvnias. To date, these persons have received 7 thousand certificates, or 70%. At the same time, Oschadbank issued more than 4 thousand checks for a total sum of more than 2 million hryvnias. The most active in working with debtors are "Lutskteplo", "Volynhaz" and "Lutskvodokanal". Each utility enterprise submits personal registers to the commission every ten days regarding the number of redeemed checks and the amount of written-off debt. So far, no such registers have been received from departmental housing maintenance offices that service dormitories and departmental housing. \n