Through mutual offsets of devalued savings and utility debts, as of October 10, 6,616 checks totaling almost 4 million hryvnias were redeemed in Lutsk. The progress of mutual offsets of citizens' debt at the expense of devalued deposits was discussed at the next meeting of the "European Lutsk" press club, – reported on October 14 by the own correspondent of the Western Information Corporation.   According to the director of the Lutsk City Computing Center, Valentyna Nesteruk, through mutual offsets of devalued savings and utility debts, as of October 10, 6,616 checks totaling almost 4 million hryvnias were redeemed. In total, "Oshchadbank" issued 8,000 checks totaling 4 million 300 thousand hryvnias. Evidently, these checks are still in the process of debt redemption.   There are about 10,000 citizens in Lutsk who can repay utility debts in this way (the total debt amount is almost 14 million hryvnias). Utility services have distributed about 16,000 certificates to them. The enterprises "Lutskteplo," "Volynhaz," and "Lutskvodokanal" are working most actively in this direction.   As for citizens who have increased their debts since September 1, 2004, they will be able to take advantage of the mutual offset only on the condition that before the offset they repay the increased debt with "real" money. There are 15,000 apartment owners in Lutsk (the total debt amount is 17.5 million hryvnias), however, no activity has been observed among them so far.