The Volyn region occupies the 7-th place in Ukraine according to the quantity of the bank - legal entities. During 2002 the population of the region was served by 272 branch offices of banks, the tendency to increasing bank own finances funds was observed, which growth in comparison with the beginning of year has made 45 per cent. The total sum of finances of commercial banks in the region has reached 965 mln.UAN (January 1, 2003). A significant part of finances in national currency - 72 per cent.
In city of Lutsk there are 12 commercial banks - 2 legal entities and 10 branch offices.
Volume of the personal deposits with commercial banks has grown up by 67 per cent from a beginning of the year and on January 1, 2003 it makes - 258 mln.UAN. The greatest importance of the private deposits in such banks as:
- branch office of VCRD "Pryvatbank" - 27 per cent of a total sum of the deposits;
- CB "Zakhidinkombank" - 18 per cent of a total sum of the deposits;
- regional specialized commercial Saving- bank administration - 15 per cent of a total sum of the deposits.
Giving credits to subjects of economy has the greatest importance among active operations that banks perform. Especially an increase of total long-term credits is positive in this process. For instance, total the long-term credits has increased from a beginning of 2002 in 2,7 times and on December 1, 2002 it was 125,2 mln.UAN., that makes 25 per cent of total volume of the giving credits.